Here is the tutorial: JESSICA SPRAGUE'S PHOTOSHOP FRIDAY. I'm not familiar with other software programs to provide additional directions, but I hope that an Internet search or other digi scrappers here can provide additional assistance to those using other programs.
This is my layout:

I followed the instructions in the tutorial, but what I ended up with was a combination of the medium and dramatic effects. I just kept adjusting until the photo "looked right" to me.
I hope you have fun . . . remember to post your layouts in the Shakin' Challenges Gallery HERE.